We know horses and insurance
Hollard Equipage is South Africa’s leading provider of equine insurance. We offer smart, innovative horse insurance covers for all equine enthusiasts, including studs, competitive riders, and those who enjoy the occasional hack.
Equipage Insurance Brokers (now known as Hollard Equipage), established in 1996, grew out of an abiding love affair with horses. As riders ourselves, we understand the deep bonds that our customers form with their horses. And we appreciate that, as both living creatures and possessions, horses require specialised insurance. Our acquisition in 2019 by Hollard – South Africa’s largest independent insurer, which was included in the 2020 BrandZ Top 30 Most Valuable SA Brands – brings two thoroughbreds in the SA insurance marketplace together. We’re bred in purple!
At Hollard Equipage, our product offerings, service ethic, and expertise are what set us apart. When our customers insure their horses with us, they benefit from the in-depth knowledge of like-minded, horse-owning individuals who understand that their particular requirements go beyond the needs of an ordinary investment.
Investing in a horse is more than acquiring an asset; it’s an investment in a living, breathing creature of beauty. The stark reality is that horses can fall ill, suffer injuries, require surgery, or, in the worst case, face mortality.
Owning and caring for a horse can be financially challenging, so covering unforeseen and unplanned expenses makes perfect sense. As industry pioneers, we were the first to introduce groundbreaking options like Critical Care, showcasing our commitment to meeting all our clients' needs.
We strive to address the specific insurance requirements of every horse which is why we apply a tailored approach. Contact us for assurance and industry-leading insurance coverage.
We sell policies directly and through broker channels. If you’re a broker, please contact us to add Equipage to your product offerings.
We're here to help you navigate the intricate world of horse insurance with confidence and care. Request a call back and let’s chat.
Horse Claims and General Horse Enquiries
Call: 011 468 4235
Email: equipage@hollard.co.za
Horse Emergencies and 24-hour Contact
Call: 083 377 2705
Email: equipage@hollard.co.za
Mon-Fri: 08:00 – 16:00
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Protects against financial loss resulting from the untimely death of a horse. It covers death due to accident, illness, disease, theft and while in transit, or if a veterinary surgeon has to put the horse down on humane grounds as a result of an accident, sickness or disease.
A financial loss may occur if a horse becomes totally and permanently incapable of being ridden, but its condition does not necessitate destruction for humane reasons.
Cover for the loss of the foetus resulting from permanent disability, rejection of the foetus, stillbirth, or the death of the mare which leads to the death of the unborn foal.
Equipage’s flagship policy, Critical Care, covers a horse for any critical, lifesaving, in-hospital procedures. This cover can be equated to ICU treatment.
This policy is designed to cover the unexpected veterinary fees that horses may incur due to illness or injury.
Covers damages that a horse owner is legally liable to pay, happening or occurring away from the premises where the horse is kept, following injury or damage directly caused by ownership of the horse.
Protects against theft by forcible entry and irreparable damage to saddles and bridles.
This policy provides cover for loss or damage to the trailer or truck due to theft and accidental damage, as well as liability to third parties.
Provides compensation if a horse owner, their spouse or a family member residing with them sustains bodily injury in a horse-riding or horse-handling accident, resulting in a permanent disability or death.
* Please contact us for further information on benefits, exclusions and limitations.
Fill in our form to request a quote.
Fill in our form to submit a claim.
Your claims experience is important to us. We will process your claim as promptly as possible and understand how stressful it can be.
Where necessary we can liaise with your vet so you can focus on your horse.
In the event that your horse dies or is euthanised:
For lifesaving, emergency treatment in hospital:
If your horse has been permanently disabled:
If the foal is stillborn or does not survive to the age of 30 days:
If your horse has caused damage or loss to a third party for instance at a show and legal action has been taken against you:
For unexpected accident and illness claims:
For death or permanent disability following a horse riding or horse handling accident:
For theft and damage but not wear and tear claims:
For theft and damage but not wear and tear claims:
Fill in our form to submit a claim.