A retirement planning solution that allows you to save for your retirement in a simple and flexible way
Call Hollard Investments on
0860 202 202 or email
customercare@hollardinvestments.co.za
Visit our secure online portal to invest now or manage your investments.
View our table with the fees charged based on the investment value.
Follow our easy steps on how you can invest with Hollard Investments.
Go to our frequently asked questions to help you with any queries you may have.
A fee is charged on the value of your investment account as follows:
Investment Value | Initial Fees (excl. VAT)Hollard initial administration fee | Initial Fees (excl. VAT)Transaction fees | Annual Admin Feeif fully invested in 3rd Party Manager Funds – weighted fee. (excl. VAT) | Annual Admin Feeif fully invested in Hollard Prime Unit Trust Funds – flat fee (excl. VAT) |
---|---|---|---|---|
From R0.0 to R1 million | 0% | 0% | 0.45% | 0.25% |
Next R500 000 | 0% | 0% | 0.40% | 0.25% |
Next R500 000 | 0% | 0% | 0.35% | 0.25% |
Thereafter | 0% | 0% | 0.25% | 0.25% |
Hollard initial administration fee
0%
0%
0%
0%
Transaction fees
0%
0%
0%
0%
if fully invested in 3rd Party Manager Funds – weighted fee. (excl. VAT)
0.45%
0.40%
0.35%
0.25%
if fully invested in Hollard Prime Unit Trust Funds – flat fee (excl. VAT)
0.25%
0.25%
0.25%
0.25%
Access the Hollard Prime Fund factsheets, latest and historic unit prices, investment insights, and more.
Find all the forms and documents you’ll need to invest in the Hollard Retirement Annuity Plan here.
We will always recommend consulting a qualified financial adviser to guide you in choosing suitable products and portfolios for your specific financial goals and risk tolerance. Comprehensive financial planning goes far beyond choosing a product and encompasses many elements that all work together towards a successful financial outcome.
Ready to invest without the assistance of a financial advisor? Please follow the steps below:
Fax: 011 351 3816
Email: customercare@hollardinvestments.co.za
Find the best Hollard Investment solution for you. Get an online quotation today.
The Hollard Retirement Annuity Plan provides a tax-efficient way to save for retirement. It can be taken as an alternative or in addition to your employer pension or provident fund.
You may contribute via both lump sum investments and recurring debit orders. You can invest a once-off contribution at any time and may start, stop, or amend a monthly debit order investment at any time. You may also invest the following retirement fund benefits into the product, subject to the product rules and relevant legislation:
You can choose from a range of Investment Portfolio options. You may select any one or a combination of them and may switch between portfolios at your discretion. It is important for you to monitor and review your investment portfolio selection so that it continues to meet your financial needs.
To protect a member’s retirement benefit, the Pension Funds Act contains guidelines that regulate the extent to which a member may invest in certain asset classes. Hollard is required to ensure that your investment complies with these asset exposure limits, which broadly speaking are as follows:
Each Investment Portfolio offered to investors in the Hollard Retirement Annuity Plan complies with the Regulation 28 limits.
Yes, additional contributions can be added to the investment at any time via Lump sum or debit order. Your debit order can start, stop, or be amended at any time.
You are only entitled to withdraw your full benefit prior to retirement in the following instances, subject to legislative requirements and the Rules:
You may request to retire from the Fund once you have reached the age of 55. You may request an early retirement in the event of permanent disability due to ill-health. Early retirement requests are granted at the sole discretion of the Trustees of the Fund.
You can withdraw a maximum of one third of your retirement benefit in cash. Tax will be deducted from the withdrawal benefit before it is paid out according to a tax directive issued by SARS. The portion of the benefit, which is not cashed out, at a minimum of two thirds of the benefit value, must be used to purchase a compulsory annuity from a registered long-term insurer. If the retirement benefit on the date of retirement is R247 500 or less, then you may withdraw the entire benefit in cash.
It’s not required but we highly recommend that you appoint a financial advisor to assist you. Hollard Investments in their capacity as the Administrator don’t provide financial advice and may only supply factual or administrative information relating to the investment products and portfolios.
Hollard Investments will allocate any benefit due to the nominated beneficiaries as specified in the policy. Should there be no beneficiaries on record, any benefit will be paid to the deceased estate of the investor. The benefit due on the death of the investor is the value of the investment at the time of processing the death claim, less any fees and charges. Each beneficiary who has been awarded a portion of the death benefit will be provided with the benefit in one of the following ways:
Hollard Investments, in their capacity as the administrator and the manager, doesn’t provide financial advice and may only supply factual or administrative information relating to the investment products and portfolios.
Hollard Investments is a part of the privately-owned Hollard Group. Through partnerships and by enabling our clients to create and secure better futures we achieve what is at the core of Hollard Investments’ purpose. We strive for a more efficient and accessible way for your money to get you to where you want to be. We are committed to shared success with financial advisors and investors. We’ve got this, together.